Dividend calculator

Estimate your monthly dividend income with Sharesight’s dividend calculator.

Unit/share price

Number of shares

Holding period

Annual dividend yield

Annual contribution

Dividend reinvestment plan

Yes

Expected annual stock appreciation

Expected dividend growth rate

Estimated dividend return

$8,764.83


Dividends	$8,764.83	27%
Contributions	$10,000.00	31%
Growth	$3,158.66	10%
Principal	$10,000.00	31%


Year 1	$41.67
Year 2	$47.69
Year 3	$54.03
Year 4	$60.73
Year 5	$67.78


Year 6	$75.21
Year 7	$83.04
Year 8	$91.27
Year 9	$99.94
Year 10	$109.06

Holding period

How many years will you be investing in your dividend portfolio? The dividend calculator can go up to a maximum of 10 years.

Annual dividend yield

How much dividend income will you earn in dividend payouts per year for every dollar invested in the stock?

DRP / DRIP

Have you opted in to a dividend reinvestment plan?

Annual contribution

How much money will you be contributing to your investment every year?

Stock price appreciation

How much do you expect the price of your shares to increase each year? It is reasonable to estimate between 6% to 8%.

Dividend growth rate

How much do you estimate your dividend payouts to increase each year? It is reasonable to estimate between 3% to 5%.

Track your dividends with Sharesight

Automatically track dividends and distributions for more than 700,000 stocks, ETFs and funds worldwide.

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Investors trust Sharesight

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Stocks, ETFs & funds supported

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Software, broker & partner integrations

Plans & Pricing

Start by tracking up to 10 holdings for free! Then upgrade to a premium plan at any time to track additional holdings or portfolios, and unlock advanced features.

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10 Holdings

1 Custom group

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For simple reporting and portfolio management

$7

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billed annually

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30 Holdings

3 Custom groups

Standard

For advanced insights across multiple portfolios

$18

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billed annually

$24 USD billed monthly

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Unlimited Holdings

5 Custom groups

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$23.25

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*Prices in USD. Taxes may apply.

Don't just take our word for it

Over 500,000+ investors track their investments with Sharesight. Here’s what a few of them have to say:

Dividend calculator - Frequently asked questions (FAQs)

What is the primary function of the Sharesight dividend calculator?

The Sharesight dividend calculator is a tool designed to provide an estimation of potential dividend income from an investment portfolio over a specified period, with a maximum timeframe of 10 years. It allows investors to model hypothetical scenarios based on a range of user-defined inputs.

What can investors use this calculator for?

Investors can use this calculator for several strategic planning and analysis purposes:

Income projection: To forecast potential future dividend income streams based on current holdings and anticipated contributions.
Scenario modelling: To understand how variables such as dividend reinvestment plans (DRPs/DRIPs), annual contributions, and changes in growth rates can impact long-term returns.
Goal setting: To visualise the potential growth of an investment portfolio over time, which can aid in setting and adjusting long-term financial goals.
Comparative analysis: To model and compare the potential outcomes of different investment scenarios before committing capital.

It is important to note that the calculator is a modelling tool for estimation and planning, not a predictive instrument for guaranteed returns.

How can investors use this calculator in conjunction with reports available in Sharesight?

The dividend calculator is a standalone, forward-looking tool, while the reports within the main Sharesight platform are based on actual, historical data. An effective workflow involves using the historical reports to inform and validate the assumptions used in the calculator.

Inform your inputs: Use Sharesight's performance report to determine your portfolio's historical capital gains, which can serve as a realistic basis for the "expected annual stock appreciation" input in the calculator.
Refine dividend yield: Refer to the taxable income or future income reports to ascertain the actual, historical dividend income your portfolio has generated. This data can be used to enter a more accurate "annual dividend yield" in the calculator.
From past to future: In essence, you use the factual, backward-looking data from your Sharesight reports to create more grounded and personalised forward-looking projections with the calculator. This method bridges the gap between past performance and future potential, allowing for more sophisticated scenario planning.

What inputs are required to use the calculator effectively?

To generate an estimate, users must provide the following data points:

Unit/share price
Number of shares
Holding period
Annual dividend yield
Annual contribution
Dividend reinvestment plan (DRP/DRIP)
Expected annual stock appreciation
Expected dividend growth rate.

What results does the calculator provide?

Upon processing the user's inputs, the calculator provides the following estimated information:

An estimated dividend return
A breakdown of returns, categorised into dividends, contributions, growth, and principal
An average monthly income, shown as a bar chart and a year-by-year breakdown.

What are some key limitations of the calculator?

It is important for users to understand that the calculator has several inherent limitations:

Hypothetical scenarios: The calculations are based on user-provided data and general assumptions, which may not accurately reflect real-world market conditions.
Not a prediction: The tool is a model and should not be interpreted as a definitive prediction of future dividend payments or investment returns.
Inherent investment risks: The calculator does not account for the inherent risks of investing, including the potential for capital loss. Past performance is not indicative of future results.
Exclusion of fees and taxes: The calculations do not factor in brokerage fees, taxes, or other variable costs that can impact returns.
Accuracy disclaimer: Sharesight does not guarantee the accuracy, completeness, or timeliness of the calculations and is not liable for any errors or omissions.

Is the output from the calculator considered financial advice?

No, the information provided by the dividend calculator is for informational and illustrative purposes only. It should not be construed as financial advice. Users are strongly encouraged to consult with qualified financial professionals before making any investment decisions.

How does the dividend reinvestment plan (DRP/DRIP) selection affect the calculations?

By selecting the DRP/DRIP option, the calculator will factor in the compounding effect of reinvesting dividend payments back into the initial investment. This will result in a higher number of shares over time, which in turn will generate a higher estimated dividend return in subsequent periods, assuming all other variables remain constant.

How should I determine the 'expected annual stock appreciation' and 'expected dividend growth rate'?

The suggested ranges of 6-8% for stock appreciation and 3-5% for dividend growth are general guidelines. For a more tailored estimate, intermediate to experienced investors should conduct their own research based on historical performance, market analysis, and the specific characteristics of the company or fund in question. These inputs are critical to the accuracy of the generated estimate.

Disclaimer:

How the calculation works

Calculations are based on limited user inputs and general assumptions, creating hypothetical scenarios to illustrate potential dividend outcomes that may not reflect actual market conditions, tax implications, or individual circumstances.

Limitations

The calculator is a model, not a prediction of dividend amounts or investment return. Investing involves risks, including the potential loss of principal. Past performance does not guarantee future results.
You acknowledge and agree that the estimate relies on you entering accurate information and on general assumptions. It does not account for fees, taxes, market conditions, or any other variable factors. We do not guarantee the accuracy, completeness, or timeliness of the calculations and are not responsible for errors, omissions, or results obtained from using this calculator. By using the calculator, you acknowledge these hypothetical calculations are for illustrative purposes only and agree to this disclaimer.
The calculator and its content are for informational purposes only, not advice of any nature and is not intended to be relied upon for the purposes of making a financial decision. You should seek advice from qualified professionals, consider your personal financial circumstances, perform your own calculations and decide what is best for you according to your own circumstances and objectives before making any investment decisions. To the extent permitted by law, we do not assume any responsibility or liability, and you waive and release us from all responsibility or liability, arising from or connected with your use or reliance on the calculator.